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About Mortgage Rates
There have been recent changes in 
federal laws and underwriting policies regarding interest rate disclosures. If you want an accurate quote we must take into account many factors. We will no longer advertise a rate that covers all Borrowers. In the past this practice was often misleading and the Borrower would end up with a different rate and fee than was quoted in the beginning.
federal laws and underwriting policies regarding interest rate disclosures. If you want an accurate quote we must take into account many factors. We will no longer advertise a rate that covers all Borrowers. In the past this practice was often misleading and the Borrower would end up with a different rate and fee than was quoted in the beginning.
The most practical way to find the true interest rate is to take into account the type of financing, the length of the loan, the amount of the down payment or equity (if you are refinancing), the combined credit scores, etc. These all play an important part in determining the interest rate. If you want to avoid misinformation and want an accurate interest rate quote then we would be more than happy to work with you in obtaining a home loan. Click on the Contact Us link to learn more.